Last Updated: January 31, 2022


This cookie notice (“Cookie Notice”) explains how the Insured Retirement Institute, Inc. (“IRI,” “us,” or “we”) uses “cookies” or similar technologies on all of our websites that link to this Cookie Notice, including,,,,,, and any mobile version, portal, interface, or application used in connection with such websites] (referred to collectively, as the “Website”).

When you first access our Website from certain jurisdictions, you will receive a message advising you that cookies and similar technologies are in use. By clicking “Accept all” you signify that you understand and agree to the use of these technologies, as described in this Cookie Notice.  In certain jurisdictions where you do not receive a message, your use of our Website will be deemed to be your consent to the placement of cookies on your computer or other devices.

You do not have to accept cookies and consent can be withdrawn at any time (see How to Control Cookies, below). If you prefer not to receive cookies through our Website, you can set your browser to either reject all cookies, to allow only “trusted” websites to set them, or to accept only those cookies from those sites you are currently on.  If you decide not to receive cookies though our Website then your use of the Website may not be as efficient as it would be if the cookie were enabled, and some parts of the Website may not work at all.

What Are Cookies

Cookies are small files containing a string of characters that we may store on your computer or mobile device when you access the Website.  When you access the Website again, the cookies allow us to recognize your browser. Cookies may store your preferences and other information but cannot read data off your hard disk or read cookie files created by other sites.

Cookies set by a website owner (in this case, IRI) are called “first party cookies”. Cookies set by parties other than the Website owner are called “third party cookies”. Third party cookies enable us to provide third party features or functionality through the Website.

Cookies which expire and are automatically erased when you close your browser window are called “session cookies”.  Cookies which have an expiration date in the distant future and remain in your browser until they expire or you manually delete them are called “persistent cookies”.

The Cookies We Use

Cookies make the use of our Website easier by, among other things, saving your preferences. We may also use cookies to deliver content tailored to your interests. Our cookies may enable us to relate your use of the Website to Personal Information that you previously provided.

The information that we collect with cookies allows us to statistically analyze usage of the Website, and to improve and customize our content and other offerings. However, we only disclose information collected with cookies to third parties on an aggregated basis without the use of any information that personally identifies you.

The specific types of first party and third party cookies placed by our Website and the purposes they perform are described in the table below:

*Note: {hash} represents the value that is obtained by applying a specific mathematical formula applied to the username and password. It is to ensure that the input values are safe, and no one can access these data using the cookies as it is difficult to ‘unhash’ the hashed data.

How to control cookies

You do not have to accept cookies and consent can be withdrawn at any time, although you may not be able to use certain features of our Website. You can do this by adjusting your cookie preferences by activating the settings on your browser that allow you to refuse all or some cookies.

Please follow the links below to helpful information for the most popular browsers:

Changes to this Cookie Notice

We may occasionally amend this Cookie Notice to reflect our activities and user feedback, and we reserve the right to make changes to this Cookie Notice at any time.


If you have any questions or comments regarding our Privacy Policy or our Website, please contact us at or by phone at 202-469-3000.